Pursuant to the Single-Family Mortgage Foreclosure Act of 1994, 12 U.S.C. Chapter 38A and the Secretary’s Foreclosure Commissioner designation, a

(Short Legal Description: CRAIG CREEK 5.00 AC LOT 1 DB 69/587 will occur at public auction outside the main entrance to the building of the Circuit Court of Craig County, VA located at 182 Main Street, New Castle, VA 24127 on December 8, 2025 at 9:00 A.M. , pursuant to a default of a note secured by a deed of trust executed by Hattie D. Clifton recorded 11/4/2009, in the Circuit Court for Craig County, VA, in Book 176, Page 562, and the Assignment in favor of the Secretary of HUD recorded 3/20/2019, in the Circuit Court for Craig County, VA as Instrument

No. 190000119. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

TERMS OF SALE can be reviewed by the recorded notice of default on file with the Craig County Circuit Court, for which all terms are incorporated herein into this notice. A 10% deposit payable to Secretary of Housing and Urban Development is immediately required for winning bidder in certified funds. Third party certified checks will not be accepted. Full Terms of Sale and opening bids are listed at http://www.virginialawoffice.com/hud .

Anderson Law, 2492 N. Landing Rd, #104, Va Beach, VA 23456.