In execution of a certain Deed of Trust dated January 26, 2022, in the original principal amount of $303,750.00 recorded in the Clerk’s Office, Circuit Court for Botetourt County, Virginia as Instrument No. 220000407. The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Botetourt County, Main Street, Fincastle, VA 24090, or any such temporary alternative Circuit Court location designated by the Judges of the Circuit Court, on April 3, 2026, at 10:45 AM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN TRACT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND EASEMENTS AND APPURTENANCES THEREUNTO APPERTAINING, LYING AND BEING IN BOTETOURT COUNTY, VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: PARCEL 1: BEING LOT 4, BLOCK 24, ACCORDING TO MAP NO. 3 OF BLOCKS 11-24, RAINBOW FOREST, PROPERTY OF BOTETOURT DEVELOPMENT CORPORATION, BOTETOURT COUNTY, VIRGINIA, MADE BY C. B. MALCOLM & SON, SCE, DATED JUNE 29, 1962, CONSISTING OF SHEETS 1 THROUGH 5 RECORDED IN THE CLERKS OFFICE OF THE CIRCUIT COURT FOR THE COUNTY OF BOTETOURT, VIRGINIA, IN PLAT BOOK 4, AT PAGE 143. PARCEL 2: LOT NO. 5, BLOCK 24, ACCORDING TO MAP NO. 3 OF BLOCKS 11-24, RAINBOW FOREST, PROPERTY OF BOTETOURT DEVELOPMENT CORPORATION, BOTETOURT COUNTY, VIRGINIA, MADE BY C. B. MALCOLM & SON, SCES, DATED JUNE 29, 1962, CONSISTING OF SHEETS 1 THROUGH 5, RECORDED IN THE CLERK`S OFFICE OF THE CIRCUIT COURT FOR THE COUNTY OF BOTETOURT, VIRGINIA, IN PLAT BOOK 4, AT PAGE 143. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240, Richmond, VA 23229. If you have any questions or concerns, please contact the Virginia Pre-Sale Department of counsel for Equity Trustees, LLC at 301-961-6555, website: www.bwwsales.com. VA-380025-1.